What is Bank funding for?

Back when David was in control, I've always wondered what the bank fundings were for. and today i'd like to make it clear.
so FIRST i am VERY POOR in real life XD, so i cant be expected to buy nx for merchant and store permits so much. Thus i've decided that some of the funds will be used to purchase some nx from a friend of mine.

second- the funds will be used for the duey cost, unlike the first run that ive paid since i had no fundings for that run i had to take the duey cost out of each person.

and lastly - the rest of the mesos will be used for emergencies, such as when we go on a run and it turned out to be a failure D:, and we used up 3 apples on the run and we made no profit, we'll pay and purchase the apples lost back from the funds.

P.S. I will only buy a 14 day merchant when we get alot of items to sell. if not ill stick to the store permit.

sounds good to me ._.

Erm, Eric....I can supply you with NX if you don't have enough money IRL. Like maybe, 10k each month? -Doing this to help and I have a very steady connection for money for NX that I wouldn't mind getting.-